Get General Personal Loan
The General Personal Loan offered by Chirag Finance is designed to meet your personal financial requirements through simple, reliable, and efficient loan solutions, with minimal documentation and a smooth application process.
We provide prompt loan approvals accompanied by swift disbursal of funds, along with competitive interest rates and flexible repayment options. Chirag Finance remains a trusted partner in meeting your financial requirements.
Loan EMI Calculator
Empower your financial decisions with our online General Personal Loan EMI calculator. Enter your loan amount, interest rate, and tenure to instantly estimate monthly payments and plan your budget with confidence, clarity, and complete control.
Why Choose
Chirag Finance
Quick
Approval
Approval
Minimal
Documentation
Documentation
No Hidden
Charges
Charges
Collateral-free
Loan
Loan
No End-use
Restrictions
Restrictions
Competitive
Interest Rate
Interest Rate
Apply for a
General Personal Loan
in Just 3
Steps
3 step application process
Click on “Apply Now”
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your Name, Contact No., PAN No. & Pin Code.
Send
Our verification team process your information for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
APPLY NOWMeet a few basic eligibility criteria to avail of a General Personal Loan with quick approval:
- Age: 21 - 55 years.
- Citizenship: Indian.
- Employment: Self-employed and Full-time at Central Govt, PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP, or companies listed internally.
- Monthly Income: Minimum annual household income (declared) must be ₹3 Lakhs & above.
Keep these documents handy for a smooth and quick application:
- Income Proof: Bank Statement/Salary Slip
- KYC Documents: PAN Card and Aadhaar Card
- For Self-employed: ITR & other financial documents
- Other documents as may be required by the underwriter
General Personal Loan interest rates and charges may depend on your profile, income, employer and credit score:
- Interest Rates: 16%* p.a. onwards
- Our interest Rate are prone to fluctuations based on internal credit and risk policy and as per an algorithmic multivariate scorecard
- Terms & Conditions Apply*